Even though travel medical insurance is worth having when travelling to Europe due to the high health costs associated with any emergency medical treatments, not everyone is required to have it. However, having a travel insurance policy is mandatory for travellers who need to apply for a Schengen visa, which might be the case of some Canadian residents (e.g. PR holders who don’t have Canadian citizenship status and hold passports from countries where a visa is required to enter the Schengen area).
