Cost-effective coverage with Youth Travel Insurance

One of the biggest hurdles for travelling as a young adult is the cost. Beyond the price of airfare and accommodations, there are other factors to consider. For example, did you know that your Government of Canada health insurance plan may not fully cover you if you experience a medical emergency outside of your province? Additionally, most healthcare facilities abroad will not accept your domestic health insurance plan.

To protect your health while seeing the world, you may want to consider purchasing a travel insurance policy. A Youth Travel Insurance plan by Allianz Global Assistance is a low-budget option for travellers no older than 29. Our Youth Travel Insurance plan offers emergency medical and trip cancellation protection, and baggage protection.

Here is more about what it may be covered under the Youth Travel Insurance Plan, who it may be most suitable for and how to apply.

• Customers ages 15 days to 29 years old.
• Canadian citizens who are covered by a Government of Canada health insurance plan. If you are someone who is a young adult visiting Canada, such as student, check out our International Students to Canada Plan.
• You must not have received physician guidance against travel for any period of time that would be included in your trip.
• You cannot travel or go on your trip to receive treatment or alternative therapies.
• In the two years prior to the effective date of your policy, you must not have been diagnosed with or received treatment for a terminal condition.
  
  

Your son is graduating from college, and he plans to backpack around Asia for six months to celebrate his accomplishment. You’re excited, but of course you’re worried. What if he fractures an ankle on a remote hike or contracts a gastrointestinal illness? What if his checked baggage never makes it from Canada to the first leg of his journey, or worse — what if the luggage is stolen? Travel insurance is a great graduation gift for your son that may offer him protection and gives you peace of mind.

The Youth Travel Insurance Plan includes health coverage for emergency situations you may encounter during travel but not at as high a rate as our Comprehensive Plan, which is more ideal for travellers 29 and older.

To purchase the Youth Travel Insurance Plan, go to our quick quote page and enter your total trip cost to get a quote.

We may reimburse certain costs for medical emergencies, including hospitalization, up to $1,000,000. For dental emergencies, we may reimburse certain costs up to $5,000. The total cost of emergency medical transportation is included in the Youth Plan. Check your policy for more inclusions and exemptions. 

We may also reimburse certain costs up to $5,000 for returning your vehicle or watercraft to the rental facility or owner if a medical emergency prevents you from doing so. 

Our pet return may benefit reimburses up $500 of the cost of boarding your pet or returning your pet home, should you be hospitalized or need to return to Canada under the emergency medical benefit.

We may reimburse the total of your non-refundable trip expenses if your trip departure is cancelled, or your trip is interrupted mid-journey, for reasons included in your policy.

Our travel delay benefit may provide reimbursement for certain expenses such as meals and accommodation, if your trip is delayed for at least six hours. The maximum reimbursement is $350 per day, up to a total of $1,500.

We may reimburse certain costs if your baggage is lost, damaged, delayed for at least 12 hours or stolen. See your policy for details on maximum reimbursement and included expenses.

Travel insurance is underwritten by CUMIS General Insurance Company, a member of The Co-operators group of companies and administered by Allianz Global Assistance. Allianz Global Assistance is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd

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• Does OHIP provide the coverage travellers need?
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